One or more photo(s) has been virtually staged. Welcome to this maintenance free home located in Lakeland, Florida with many included services provided within the HOA such as routine lawn care, cable and internet. Within the 55+ community of Imperial Southgate Villas, this 2 bed and 2 bath residence has a total of 1, 380 square feet and is ready to accommodate any style of living. Upon first entering, you will find a hall with egress to the guest bathroom, secondary bedroom, and living room. Porcelain tile adorns the floor while sunset yellow walls provide an air of relaxed comfort. The guest bathroom, to the right of the entry, is equipped with a tub and sink vanity, as well as storage shelving above the toilet to ensure that the necessities are always within reach. The bedroom beyond is of generous size, and has a built in closet with accordion style doors to tuck away whatever you choose. Across from the bedroom lies a utility closet, including the water heater and sink basin, while awaiting the addition of a washing machine and dryer. Located in the main egress of the home, this space is accessible and convenient while providing plenty of wire shelving for tools and supplies of any kind. A few steps down the hall brings you to the primary bedroom to the right. Here is another large living area, equipped with a walk in closet and attached bathroom. The primary bathroom has a standing shower and sink within the privacy of your own quarters. At the end of the hall lies the dining room and attached kitchen. The kitchen itself presents abundant counter space and a double-basin sink, as well built in cutting board and a bar style countertop which overlooks the dining room and grants the option of additional seating. The dining room serves as the central location of the home, perfect for hosting gatherings of any sort, and leads to the enclosed lanai through its sliding glass door. An overhead fan and light provide day-round ambience while the patio door ensures plentiful natural light for whichever meal you’re currently enjoying. A wide doorway to the side of the dining room gives way to the largest room yet, the living room. This wide area is ready to accommodate any taste of style or furniture, and has a long window to supply light throughout the day. Within a screened in lanai at the rear of the home, you’ll discover the perfect place to enjoy the outdoors while retaining a sense of privacy via the beautiful red-brick wall that spans the rear property line. Equipped with a mail slot and wheelchair access ramp at the front door, as well as support railings throughout, this home provides thoughtful convenience no matter your needs. The surrounding community is operated by an HOA, and provides optional use of a clubhouse area, pool, tennis court and bocce ball. Tucked into its private neighborhood just off of South Florida Avenue, this location is perfect for anyone who wants easy access to the many stores and unique locales of Central Lakeland.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $824 | $802 | $1,043 |
Total Monthly Payment | $922 | $900 | $1,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.