4244 Manatee LANE, Port Charlotte, FL, 33980 | $349,900

Beautiful 4/2/2 1872sf 2020 built home is nestled in the lovely Gated Community of River Club. This home and neighborhood did well during this storm season. This home is in an X flood zone, NO FLOOD INSURANCE IS REQUIRED! This split floor plan, light, bright home has tasteful updates. . . the kitchen has a large single stainless sink, Faucet, glass backsplash that adds a splash of color, dining area has a modern light fixture, fresh interior paint, and a large fenced backyard. There is tile through the main living area and carpet in the bedrooms. There are ceiling fans in most of the rooms. The kitchen has white cabinets, quartz countertops, stainless appliances, and island with additional seating that faces the eating area and a walk-in pantry. Looking beyond the casual dining area you can see the outdoor living space with and under roof lanai and a large fenced backyard. The lawn and bushes are maintained by the HOA. You can be working in the kitchen and still be apart of the Great room activities. The spacious Master bedroom is in the back of the home, it has a walk-in closet. The bathroom has a double bowl vanity, walk-in shower, separate water closet, and a huge linen closet. The 2nd bedroom faces the front yard. It gets great morning sun. The guest bathroom and 3rd bedroom are also in the front of the home. The 4th bedroom is down the hall located near the inside laundry room and garage. This floor plan was well thought-out! The home has smart capabilities for the front door lock and thermostat. Most of the homes in River Club have participated in "Letter of Map Revision" (LOMR) to be removed from a flood zone that requires flood insurance because the higher elevation the homes have been built on. Flood insurance is not required in an X flood zone. Come see this little piece of paradise and fall in love!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Lobby Key Required, Playground, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 47 x 133 x 70 x 134
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2020
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,872
  • Acreage: 0.18
  • Lot Size: 47 x 133 x 70 x 134
  • Est. Taxes: $5,057
  • HOA Fee: $377 Monthly
  • Lot Desc: Cleared, In County, Landscaped, Level, Private, Sidewalk
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: C7491620
  • Days on Market: 228 days
  • Website: https://www.raveis.com
    /prop/C7491620/4244manateelane_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 8:47:09 AM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4244 Manatee LANE, Port Charlotte, FL, 33980

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment $421 $421 $421
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,910 $1,860 $2,381
Total Monthly Payment $2,406 $2,356 $2,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.