IMPROVED PRICE, FANTASTIC UPGRADES! Location, location. This lovely 3/2 Camellia designer home is located in the sought after Village of Virginia Trace. It is right in the heart of The Villages comunity, so very close to the pool, Sumter Landing, golf, shopping, and many restaurants. This home has so much waiting for you. As you drive up you will notice the large front patio made of 2 inch brick. This is perfect for meeting your neighbors and entertaining. Once inside the leaded front door, you will see beautiful vaulted ceilings and gleaming tile flooring throughout. Two of the guest bedrooms have carpet. This home has been stretched across by one foot and has a fantastic Florida room that has heat and air and tinted windows. This room was part of the original design and so was the arch. Notice the columns in the dining room that make this room a little more formal. On to the kitchen with the nice bar to enjoy coffee in the morning or to use as a buffet. The front of the bar is tiled. The kitchen has stainless appliances, 42 inch cabinets with under cabinet lighting, granite counter tops and a backsplash. All of the cabinets has pull out drawers including the pantry. You will love the deep pot drawers for pan storage. The kitchen has a nice eat in nook area. In the area going to the Primary bedroom is a quaint built in desk. The Primary bedroom has a vaulted ceiling and the bathroom has dual sinks with granite counter tops, a large tiled shower, and two walk-in closets with extra shelving. The laundry room is in the hallway on the way to the garage and has stack washer and dryer, a sink with granite counter top and cupboards for storage. The garage has a painted floor, attic pull down for storage, and the attic has added insulation. There are two guest bedrooms, both have carpet (one bedroom does not have a closet), the other bedroom has a closet. The guest bath has a granite counter that has been extended and a shower and toilet. Additional enhancements for this home include two solar tubes, one in the kitchen and one in the guest bath, front and rear door hide away screens, and window treatments. New roof in 2019, 40 gallon Rheem hot water heater 2023, Nova water filtration system, and all push on push off water shut off valves have been replaced with new metal valves. The driveway has been enlarged and is 20 feet wide. Don't miss this fabulous home, it will go fast. Taxes $3, 398. 07, Maint. $499. 63, Fire $125. 00 Bond maint $814. 80, Bond Balance $7, 371. 57.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,444 | $3,137 |
Total Monthly Payment | $2,833 | $2,802 | $3,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.