Gorgeous lakefront 3 bedroom home with multiple updates and upgrades! In Waterford, Berkshire Place, a maintenance free area this home, a Shannon model is very open and bright bringing in the Florida sunshine, light and panoramic lake views! Lots of new and newer in this home, new roof 2017, new appliances 2020, exterior paint 2019, new/newer luxury vinyl floors and baseboards, hurricane resistant windows and exterior side door on lanai/Florida room, newer kitchen cabinets and much more. This home is ready for you! Spacious master suite, huge walk in closet, sliding glass doors to Florida room, large master bath, newer master shower, door opens out to Florida room. Private guest wing (bedrm 2) and bath, bedroom three is used as den/office. The 320sf weatherized lanai/Florida room gives choice of uses thru out the year but most of all the long panoramic lake views! Nice large, open kitchen with granite, newer cabinets and stainless appliances joins the breakfast room w/bay window, out to laundry rm then to large 2 car garage. Breakfast bar from kitchen overlooks dining area and beautiful lake views.
Home is light, open and spacious showing pride of ownership through out! Only minutes to Historical Downtown Venice with shopping and dining then to beautiful beaches on the Gulf of Mexico along with boating in the Intracoastal waterway and Gulf of Mexico!! No CDD fees in Waterford, golf membership not required but reasonable if desired. Nice private pool area just a few homes down located next to the lakes and easy access. Waterford Master Association is home to Tennis courts, viewing deck, Junior Olympic heated pool, sports club w/party areas, kitchen, Gym w/updated equipment, bathrooms, showers, the lists goes on
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,143 | $3,140 | $3,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.