A Waterfront 55+ Community! ALL Community Amenities are just a short walk or golf cart ride around the corner for this home location! Boating , Fishing, Club house, Heated Pool & more! This "move in ready" home features BEAUTIFUL NEW LAMINATE FLOORING & CARPET THROGHOUT! with 2 bedrooms & 2 baths with an open split floor plan on a Private CORNER LOT next to an open space. The Sale includes MOST FURNISHINGS & ALL APPLICANCES, Almost NEW Washer & Dryer. A Spacious kitchen includes lots of counter tops and cabinetry and will include some DISHES & OTHER KITCHENWARE. The oversized laundry room has large pantry and is adjacent to the kitchen as well as access to the side yard. The master bedroom with walk in closet and bath has with lots of natural light! A guest room is next to second bath with walk in shower. Both Bathrooms have new toilets. Enjoy Outdoor living with screened patio with a 10 x 8' storage shed. The covered carport provides year-round shade for your vehicle with room for your golf cart. River Haven is a Resident owned Golf Cart friendly Community exclusive to Homeowners only and located on Alligator Creek that will access to Charlotte Harbor thru Buckley Pass!! Low Monthly Fees and Amenities include a heated pool, club house, water frontage with dock, storage lot for boats, and a social club make this a sought-after community. You are minutes from Historic Downtown Punta Gorda, medical facilities, shopping, golf, airport and more. YOU can own your piece of Paradise perfect for full time or part time living!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,800 | $119,800 | $119,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $797 | $796 | $1,010 |
Total Monthly Payment | $872 | $871 | $1,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.