New York (Gramercy Park), NY, 10010 | $415,000

Apartment 4M is a beautifully appointed and bright studio, situated on the 4th floor of Gramercy House. The unit features a large living room with built-in Murphy bed, allowing for a relaxed use of the living space. 4M also offers a lovely, windowed kitchen, a windowed bathroom, 3 large closets, as well as the original beamed ceilings and hardwood floors. The spacious dressing area can be configured as dining or office space.

Gramercy House allows 75% financing for studios and the maintenance costs include electricity, hot water and heat. Gifting is allowed, however, parents purchasing for or co-purchasing with children is not. Pied-a-terre is not allowed.

The Gramercy House is a full service, art deco co-op. The building offers a beautifully landscaped roof, common garden with a fountain, 24-hour attended lobby, laundry room and bike storage. Pets are welcome!





Features

  • Town: New York
  • Heating: Central
  • Cooling: Window Unit(s)
  • Rooms: 2
  • Baths: 1 full
  • Laundry: Building Inside,None
  • Complex: GRAMERCY HOUSE
  • Year Built: 1931
  • Common Charge: $925 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Yes
  • MLS#: RLMX-102385
  • Days on Market: 162 days
  • Website: https://www.raveis.com
    /prop/RLMX-102385/235e22ndstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Spire Group Inc   Phone: (646) 221-6662

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (Gramercy Park), NY, 10010

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,209 $2,181 $2,800
Total Monthly Payment $2,284 $2,256 $2,875

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.