Priced to Sell. Jefferson Village (55+) community. (Condo 7). Spacious 1 bedroom, 1 bath, 920 sq ft unit with WALK DOWN stairway to entrance. Updated kitchen w/window to side yard & granite counters. DA with SGD to nice patio. Large livingroom. Large Principle bedroom. Updated vanity area & bathroom. Walk-in closet next to vanity area. Storage room right next door for additional storage. New Hot water heater (2023). Complex boasts a clubhouse, in-ground ppol, tennis, common areas, full gym w/state of the art equipment, garden share to grow vegetables, planned events throughout the year. . . . Conveniently located . . . . close to JV Mall and Taconic State Parkway. New Residents are required to pay a one-time capital fund fee of $1000 BOTH to Lions Gate AND $1000 to the JOC (pool/bocce courts/annex building/community gardens and activities at the clubhouse). In addition , the yearly fee for the JOC is $800 (paid in 2 installments: $400 in January and $400 in July). Lionsgate handles the HOA fees and Hudson Valley Community Management handles the JOC
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William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,336 | $1,317 | $1,725 |
Total Monthly Payment | $1,707 | $1,688 | $2,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.