: : : : : : 2. 375% VA ASSUMABLE LOAN: : : : : : Discover this exclusive retreat located in the heart of Southshore, just minutes from US Hwy 301, I-75, and major retail and dining. This SPACIOUS home features 5 bedrooms, 3 bathrooms, a 3-car garage, and a NEW ROOF (2023), providing the perfect blend of comfort and convenience for suburban living. The home showcases FRESH PAINT on the exterior and HARDWOOD FLOORING on the main level. An office with built-in desks and cabinets is perfect for remote work. The LARGE FAMILY ROOM is ideal for entertaining, and the downstairs bedroom and full bathroom offer a great space for guests. A convenient KEY DROP AREA is located just beside the garage door. Upstairs, you'll find a LARGE LOFT AREA and generous bedrooms, all with WALK-IN CLOSETS. The kitchen is a chef's dream with STAINLESS STEEL APPLIANCES, including a new microwave and range, GRANITE COUNTERS, 42" staggered upper cabinets with crown molding, an island with room for bar stools, and a LARGE CORNER CLOSET PANTRY. The PRIMARY SUITE is a peaceful retreat featuring DUAL WALK-IN CLOSETS, split granite vanities, a GARDEN TUB, a separate shower, and direct access to the laundry room with Closets by Design built-in cabinetry. Enjoy the FLORIDA LIFESTYLE from the COVERED PATIO overlooking a beautifully landscaped yard. Additional features include a WATER SOFTENER, RECESSED LIGHTING, a 3-car tandem garage, an inviting covered front porch, and much more. The Oaks at Shady Creek community offers a VIBRANT LIFESTYLE with amenities such as a clubhouse, community pool, playground, and basketball court. This home is ready for IMMEDIATE MOVE-IN and won't last long.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $839 | $839 | $839 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,238 |
Total Monthly Payment | $3,468 | $3,466 | $4,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.