One or more photo(s) has been virtually staged. Priced to sell - $20, 000 Reduction !!!!
Beautful private location and plenty of room to add your pool !!
Discover the charm of Riva Trace, a well-established and gated community nestled along the Braden River. Enjoy a maintenance-free lifestyle with a low homeowners fee and no additional CDD fees. This move-in-ready home features a bright, open floor plan with high volume ceilings tile flooring in the main areas and plush carpet in the bedrooms. The split design offers a grand entry and a spacious great room adorned with tray ceilings. The long granite breakfast bar comfortably seats four, and the flexible home office can effortlessly serve as a third bedroom. Additional highlights include a custom-designed primary walk-in closet, plantation shutters throughout, and an 18 ft. wide garage door with an extra 2 ft. of depth. Step outside and enjoy the screened lanai that is perfect for outdoor entertaining, complete with an outdoor kitchen ready for your grilling needs and soak in the water views. Enjoy peace of mind with an upgraded HVAC system featuring UV lamps. Located just minutes from UTC Mall, Nathan Benderson Park, Ringling College of Art and Design, the Sarasota/Bradenton Airport, area beaches, and golf courses. Community amenities include an observation deck on the Braden River and a launch point for kayaks or canoes. Explore the virtual tour or arrange your personal viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,532 |
Total Monthly Payment | $3,408 | $3,336 | $4,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.