This is your opportunity to experience maintenance-free living and amazing amenities in the sought after Casa Loma neighborhood of South Lakeland! Not only is this one of the select few communities with private access to Scott Lake, but here you can also enjoy views of the lake from the community pool, as well as access to community dock, tennis courts, pickle ball and clubhouse. With maintenance included, you can be assured you will have free time to take advantage of these wonderful amenities! Fees include the exterior insurance and maintenance of your property, including lawn care, roof, windows, doors, pest control, and termite treatments, plus utilities such as water, trash and septic. Casa Loma has well-manicured grounds, lush landscaping, and roads - all in a peaceful setting boasting incredible water views! This beautiful condo has 3 bedrooms, an office, and tasteful upgrades throughout. When you enter the home, you will immediately appreciate the gorgeous vaulted wood ceilings with exposed beams, charming Spanish tile flooring, fresh paint, and the updated fans/fixtures. A spacious dining room provides a comfortable area for both casual meals and entertaining, with a pass-through to the kitchen. There is also an open patio for additional al-fresco seating! The recently renovated kitchen is a culinary dream - featuring stainless steel GE appliances, tile countertops, custom backsplash, under-mount lighting, wood flooring, and ample storage in the cabinetry with built-in pantry. A welcoming living area showcases attractive decorative touches, with re-designed wood stairs, a stylish electric fireplace, and an atrium - just waiting for you to plant an herb garden or sip your morning coffee! The tastefully remodeled full bathroom downstairs, and the nearby flex space, collectively create convenience and various options for use to suit your needs for a fourth/guest bedroom, home office, gym or secondary living space. Closets in the carport provide overflow storage and laundry, and there is covered parking available for two vehicles, as well as shared spots for guests. Upstairs there are three bedrooms and two full bathrooms, with laminate flooring and nice high ceilings. The primary bedroom is large and very airy, with built-in storage, great closet space and an en-suite bathroom. This home is stunning, and the location is incredible -- close to everything, with excellent nearby schools, a fantastic quality of life, and a balanced blend of casual living in a luxury setting!
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Our Executive Mortgage Banker:
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$293,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $234,400 | $234,400 | $234,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,599 | $1,558 | $1,994 |
Total Monthly Payment | $1,900 | $1,859 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.