One or more photo(s) has been virtually staged. BRAND NEW CONSTRUCTION energy-efficient home!!! The Discovery is a 4-bedroom, 2. 5 bathroom, 2-car garage home. This impressive floor plan has more than 2100 square feet and it offers an open concept floor plan. The open kitchen features a kitchen island, upgraded cabinets, granite countertops, stainless steel appliances, and a walk-in pantry. Some additional features include, inside laundry room, conveniently located upstairs, a coat closet, a powder room off the foyer. On the second floor, immediately off the stairs you will find the loft, and a roomy master bedroom with a walk-in closet and an ensuite with a lush bathroom vanity. The secondary bedrooms also feature walk-in closets and share a spacious full bathroom. You will also enjoy a welcoming front porch, a rear patio, and a landscaped backyard that provides plenty of outdoor space for pets and parties. Come out and see what Starlight Homes can do to make your dream of homeownership a reality today!
About this Neighborhood
Named after the beautiful Lake Hamilton. Lake Hamilton with almost 35 miles of shoreline, it is one of the largest in the State of Florida known for its scenic views and serenity! Located between Tampa and Orlando, Lake Hamilton offers residents easy access to all Central Florida. Home buyers looking for new homes in Polk County will not be disappointed as Scenic Terrace is surrounded by beautiful nature, yet close to daily conveniences. Spend the weekend at LEGOLAND Florida Resort, BOK TOWER GARDENS or go shopping at Posner Park Village! Starlight Homes builds brand-new construction homes built with the best quality of materials and workmanship bringing a fulfilling lifestyle to our new home community in Lake Hamilton!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,792 | $276,792 | $276,792 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $29 | $29 | $29 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,888 | $1,840 | $2,354 |
Total Monthly Payment | $1,992 | $1,944 | $2,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.