Southern Charm: Cozy Brick Ranch on 5 Acres Y’all come on in and make yourself at home in this delightful 3-bedroom, 2. 5-bathroom brick beauty, where traditional Southern charm meets modern comfort. The heart of the home is the updated kitchen, gleaming with quartz countertops, a gorgeous tiled backsplash, and shiny stainless steel appliances that’ll make you want to whip up a feast. The bathrooms? Honey, they’ve been spruced up too, with the primary bath featuring dual sinks and a spacious tiled shower with those fancy frameless glass doors. Gather ‘round the living room, where a cozy masonry fireplace with gas logs sets the perfect scene for family nights or a quiet evening with a good book. The house is dressed up with luxury vinyl tile (LVT) flooring throughout and installed in 2023, and it’s been freshly painted, just waiting for your personal touch. Step outside and you’ll find yourself in a little piece of heaven. Enjoy your sweet tea on the long front porch or walk out on the new deck added in 2023 and look out at your garden, and acreage surrounding you. For those with a love for horses, there’s a barn with two stalls and a lush pasture just waiting for your four-legged friends. Plus, there’s a 24x30 outbuilding with power, complete with lean-to roofs on either side – perfect for all your tools, toys, and tinkering. The attached two-car garage is a dream, with a big ol’ workspace and a locked storage strong room to keep your treasures safe. This home has been well-loved and cared for, with a new home air filter and ductwork added in 2023, Water Heater 2023 and a new HVAC in 2020. And those double-hung vinyl windows? They’re as pretty as they are practical. All this home is needs is you! Surrounded by neighbors with large acreages and just across from peaceful cornfields, this home offers all the privacy you could want, with the beauty of majestic country living wrapped up in one charming, one-level package.
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Our Executive Mortgage Banker:
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$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,111 | $4,046 |
Total Monthly Payment | $3,364 | $3,364 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.