Nestled in the serene 55+ community of Heron Pointe in Lake Suzy, this 2-bedroom, 2-bathroom condo offers a comfortable and convenient lifestyle. The first-floor unit features a split floorplan, ensuring privacy and space. The interior boasts hardwood floors and tile throughout, creating a warm and inviting atmosphere. The convenience of a full-size washer and dryer within the unit adds to the ease of living. The master bedroom is furnished with a queen bed and an ensuite bathroom with a shower, while the guest bedroom has a full-size bed and access to a bathroom with a tub/shower combo. Residents can enjoy tranquil views of the lake from the enclosed lanai, a perfect spot for watching stunning sunrises. The community's location is ideal, with a less than 10-minute drive to I-75, providing access to the shopping and dining options in Deep Creek and Port Charlotte. Punta Gorda's vibrant downtown area, with its array of restaurants, shops, and bars, is also easily accessible. Heron Pointe's amenities include a heated pool, clubhouse, and shuffleboard courts, enhancing the living experience for its residents. Seasonal rent is $2, 700 (December - April), off season rent is $2, 300 (May - November). Tourist tax of 13% is in addition to the rent. Electric is included with a $100 cap. Internet and an antenna are included. Smart TV's in living room and master bedroom. Long term leases, the electric is in addition to the rent.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.