This vibrant 2-bedroom, 2-bathroom home in The Village of Holiday Lake offers a bright and spacious open layout enhanced by abundant natural and beautiful light. The property features a stunning kitchen with a modern look, a beautiful backsplash, and ample counter space. Each bedroom is generously sized and comes with its own connected bathroom, ensuring privacy and convenience. Step outside to the screened-in porch, perfect for enjoying Florida's pleasant weather, and take advantage of the convenient carport that protects your vehicle. The yard boasts a mature avocado tree, offering fresh avocado right at your doorstep. With a low HOA fee of just $130 a month, you’ll have access to a wealth of community amenities, including two recreation buildings equipped with business offices, a game room with pool tables, a library, a fitness center, and a craft room. The community also features a large hall with a commercial kitchen, ideal for hosting events. Residents enjoy two swimming pools, one heated for year-round swimming, along with shuffleboard, bocce, tennis, and pickleball courts. The "Waterfront" area includes a picnic space, boat ramp, fishing pier, and boat slips available for lease. Secure storage is available for recreational vehicles and boats, ensuring your driveway remains clear. Located just minutes from Englewood Beach and local shopping, this home provides the perfect blend of relaxation and recreation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,235 |
Total Monthly Payment | $1,196 | $1,195 | $1,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.