Lake Life awaits you at this fabulous home with its own separate parcel of lake frontage land and a floating dock on Bantam Lake you can walk to! This three bedroom two bath recently renovated and updated with a new four bedroom septic as well! A large 1. 65 acre lot at the end of a private road sits high with seasonal views of Bantam Lake and lots of level yard. The open concept kitchen includes all new kitchen cabinets with gas cooktop and custom hood, double professional wall ovens, a pantry wall and another walk in pantry as well as a butcher block island. A generous size primary bedroom wing on main level now has hardwood floors, vaulted ceiling, french patio door, walk in closet and an updated full bathroom. Hardwood floors also have been added to the other wing of the house which has two bedrooms and a full bath plus a second floor bonus room with balcony. A rear fenced in yard with large stone patio and fire pit adjacent to a detached oversize two car garage with added height for a car lift offers lots of potential for the hobbyist - and it has its own mini split and finished interior. Professional photos coming 8/16. Listing includes 214A Bantam Lake Rd which is 15' of Bantam Lake frontage directly across from Bantam Lake Heights with stone surrounded walkway to a floating dock and room to the side for a golf cart. Also you will have deeded rights to a 50' wide community sandy beach. Turn key 90 mins from NYC!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Main | |
Living Room | Main | |
Primary Bedroom | Remodeled,Vaulted Ceiling,Full Bath,Patio/Terrace,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,398 | $3,398 | $4,419 |
Total Monthly Payment | $3,932 | $3,932 | $4,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.