Welcome to this move-in ready 3 bedroom 1. 5 bath ranch with beautiful curb appeal! This home is conveniently located central to the LIE, Ronkonkoma train station, Vets Hwy and MacArthur airport- but peacefully nestled on a charming, quiet street. Entering through the front door, you are warmly greeted to an open living room with a large, southernly exposed bay window, gleaming with natural light from sunrise to sunset. The living room flows into the dining room where you will find sliding glass doors to the rear deck, and the kitchen which boasts a vaulted ceiling/sky light. The bedrooms are privately situated down the hallway, where there is a primary bedroom with attached powder room, 2 additional bedrooms, a full bath and linen closet. Central air and electric heat, every room has its own thermostat. The spacious full basement with full bath and laundry area is great additional space with a ton of potential to make your own. The cherry on top is the expansive and serene back yard, fenced in with sprinkler system. Come see this house for yourself, you won't want to miss this!
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,372 | $3,129 |
Total Monthly Payment | $3,314 | $3,280 | $4,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.