64 Main Street, Garnerville (Haverstraw), NY, 10923 | $419,000
Welcome to this charming 1920s fixer-upper nestled in a convenient town location, offering 1638 square feet of potential and character. Many original details intact. This home features a spacious layout with a large kitchen, living room with stone fireplace, and an oversized dining room, perfect for hosting gatherings and creating cherished memories. The highlight of the home is its enclosed wraparound front porch, ideal for enjoying quiet mornings or relaxing evenings. Extensive perennial gardens surround the home for a new owner to enjoy. Additionally, an unfinished walk-up attic provides ample storage space or the potential for expansion to suit your needs. With a two-car garage, parking is never an issue, ensuring convenience. Inside, you'll find three bedrooms and one bathroom, each offering a glimpse into the home's timeless charm and potential for personalization. Located near all conveniences, including shops, restaurants, and schools, this property combines the allure of small-town living with accessibility to everyday amenities. Moreover, its low taxes make it a practical choice for those seeking affordability without compromise. Embrace the opportunity to restore and rejuvenate this classic home, where every corner holds a story waiting to be written. Discover the endless possibilities and make this charming 1920s house your own today! Sold strictly as is.
Features
- Town: Garnerville
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch, Two Story, Arts and Crafts
- Year Built: 1920
- Garage: 2-car Detached
- Heating: Natural Gas, See Remarks
- Cooling: None
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,638
- Acreage: 0.13
- Est. Taxes: $8,400
- Elem. School: Call Listing Agent,West Haverstraw Elementary School
- High School: North Rockland High School
- School District: North Rockland
- MLS#: H6315968
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/H6315968/64mainstreet_garnerville_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
64 Main Street, Garnerville (Haverstraw), NY, 10923
$419,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
| Monthly Tax Payment | $700 | $700 | $700 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,827 |
| Total Monthly Payment | $3,005 | $3,003 | $3,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535