Large mid-century 4 bedroom/3 full bath home in the heart of Lakeland on three lots and almost a half acre with no HOA! One lot is completely buildable, or you could drop a pool in next to the brick picnic table, brick oven, and former shuffleboard court (all it needs is paint) to have a complete Florida-style paradise! The home has been restored and renovated with the work continuing while listed, including new electric, new plumbing, vinyl wood floors sealed with a latex water barrier and luxury tile, and new Pella Defender windows. The two primary bedrooms have en suites (all three accessible full bathrooms have European bidets) plus two other bedrooms. There is a chef's dream stainless eat-in kitchen with gorgeous epoxy counters, restaurant-style gas range and hood, stainless appliances and shelving, and a stainless prep table as an island. A refrigerator will be installed before closing. The spacious living room has a fireplace; there is a dining room, large sunny Florida room with spectacular 1950s cracked tile and loads of windows, plus a solarium with an attached laundry room. The washer and dryer are included. The house has been sealed and the kitchen and bathrooms have 3" drain lines, drains, and urethane grout for easy cleaning. The huge yard is fenced, has a brick patio, and a two-car carport with back Edgewood Drive access. Close to schools, shopping, dining, and the vibrant Dixieland and downtown areas. Make this fantastic place your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,600 | $359,600 | $359,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,392 | $2,390 | $3,033 |
Total Monthly Payment | $2,779 | $2,777 | $3,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.