5260 S Mystic POINT, Homosassa, FL, 34448 | $1,595,000

The main living area was not affected by flooding from HELENE. NO FEMA claim will be made as a result of Helene. FINANCING AVAILABLE AT A 5. 5% INTEREST RATE! Check out the video tour link found under facts and features. BRAND NEW ROOF AND AC 2024!! Picturesque Florida coastal property!! A wide ramp allows ease of arriving at the front door without needing stairs or an elevator / lift. Experience waterfront luxury at its finest in this stunning Homosassa Riverfront home. Nestled in the exclusive Riverhaven Village at the end of a private cul-de-sac, this residence boasts over 290 feet of waterfront, offering unparalleled open water views. As you step through the front door, a breathtaking panorama unfolds before you, capturing the essence of tranquility with a seamless blend of windows, water, and nature. The property features a meticulously landscaped deck with a fire pit, perfect for entertaining or enjoying quiet evenings by the water. Additional enhancements include deck and dock lighting that illuminate the surroundings, creating a magical ambiance. A walk-around dock on the Lagoon side enhances the allure of this exceptional home, providing even more opportunities to soak in the captivating waterfront scenery. Inside, the interior is a masterpiece of design, featuring an open floor plan and a unique cupola room with vaulted ceilings. The wood-burning stone fireplace adds warmth and character to the space. The custom kitchen is a chef's dream, equipped with hickory wood cabinets, quartz countertops, and stainless steel appliances. A spacious sitting/family room provides a comfortable retreat to enjoy the water views, while a grand dining room sets the stage for memorable gatherings. The bedroom layout is thoughtfully designed, with three bedrooms and a bathroom on one side of the home, ensuring privacy for all residents. The primary bedroom, located on the opposite side, offers a walk-down shower, a walk-in closet, and elegant wood floors. The expansive laundry room and mudroom provide practical convenience, leading to a generously sized garage capable of accommodating four cars or all your recreational toys. Outdoors, composite wood decks abound, providing the perfect vantage point to relish the waterfront lifestyle. The impressive dock boasts three boat lifts, including 16, 000 lb, 6, 000 lb, and a jet ski or small boat lift. Crafted with composite decking, the dock features water and electric connections, making it a haven for boating enthusiasts. This Homosassa Riverfront home is a rare gem, offering a lifestyle of luxury, serenity, and endless waterfront adventures. Your dream waterfront residence awaits in Homosassa, Florida! This home has not flooded! Call today and come see your waterfront dream home!

Features

  • Amenities: Clubhouse
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,139
  • Acreage: 0.37
  • Est. Taxes: $11,826
  • HOA Fee: $180 Annually
  • Lot Desc: Cul-De-Sac, Near Marina
  • View: Water
  • Elem. School: Homosassa Elementary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator
  • MLS#: OM671430
  • Days on Market: 241 days
  • Website: https://www.raveis.com
    /eprop/OM671430/5260smysticpoint_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 12:56:09 AM)
Listing courtesy of MAIN STREET REALTY & DEVELOP   Phone: 352-266-2918

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5260 S Mystic POINT, Homosassa, FL, 34448

$1,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.296% 6.622% 6.680%
Monthly Tax Payment $986 $986 $986
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,276 $8,065 $11,115
Total Monthly Payment $9,387 $9,176 $12,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.