**Seize the opportunity to own the lowest priced 2/2 condo in Island Walk. The community is getting ready to undergo an exterior renovation project and the special assessment will be paid in full by the seller! The unit sustained zero damage in recent storms and is ready for its new owners. ** Welcome home to this 2-bedroom, 2-bathroom condo in the beautiful gated community of Island Walk. Located on Tampa’s premier Harbour Island, this community is a sanctuary tucked away in the heart of it all. Residents enjoy well-manicured grounds with lush landscaping, resort-style amenities such as a community pool and spa, tennis courts, fitness center, and playground. This unit is conveniently located near the pool and spa, and the ample guest parking. Enter and take the stairs up to the spacious open floor plan with high ceilings and plenty of natural light, living room with access to the outdoor balcony, kitchen with breakfast bar and dining area, and a full bathroom. The two bedrooms both have walk-in closets, with the master bedroom including a private en-suite bathroom. These condos are uniquely designed to provide a 1-car attached garage. All of the latest and greatest Tampa has to offer is just outside the gates. Walk to Amalie Arena for Lightning games or concerts, the 5-star restaurants and hotels of Water Street, Sparkman Wharf, GreenWise Publix, and the exclusive new LifeTime Harbour Island Country Club. The HOA fee includes: flood insurance, grounds and exterior maintenance, water, sewer, trash, and more. This home has been well-maintained and is ready for its new owners. Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,299 |
Total Monthly Payment | $3,256 | $3,220 | $3,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.