Under contract-accepting backup offers. Check out this great home just 6 blocks from the St Cloud Lakefront/Marina/Recreational area. This gem features an eat in kitchen with appointed laundry area. The living room is adjoining to the kitchen just inside the front door. Two bedrooms/one and a half baths. Single Car attached garage with roll ups on front and rear of home. Add screens to the rear garage door for additional outdoor living when open which would overlook the massive fenced in rear yard. The Lakefront, just 6 blocks away is home to many opportunities to enhance your life. Lake front dining, marina, boat launch, playground, volleyball/beach area and lakefront exercise trail. Enjoy a paddle wheel dining experience at sunset with friends and family. Downtown St Cloud is also close to home with restaurants, entertainment venues, gift shops, holiday parades, and so much more. Exercise trail along the entire lakefront for walking, jogging, running, bicycling, and socializing. Picnic pavilions. Only 1 hour to east coast beaches, Central Florida theme parks, shopping, dining, sporting events, theater, night life. It's a home with a way of life at your finger tips. .
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,999 | $223,999 | $223,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,472 | $1,889 |
Total Monthly Payment | $1,821 | $1,803 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.