Welcome to 100 Waterside Dr. on beautiful Lake Secession! As you enter this home your eyes will immediately be drawn to the gorgeous tongue and groove vaulted wood ceiling and solid hickory flooring in the open living room/kitchen areas, along with beautiful wood floors and 7-inch baseboards. You’ll also notice all the windows and natural light this home has which makes it very bright even on a rainy day. The open floor plan makes it perfect for entertaining with easy access from the kitchen to the large deck overlooking the lake, which is just a short walk from the home. You’ll love the well-equipped kitchen complete with spacious cabinets and granite countertops. You’ll enjoy two bedrooms on the main level which includes an owner’s suite that also leads to the deck overlooking the lake. Upstairs you’ll find a 3rd bedroom and full bath which can also be used as the owner’s suite. Every bedroom has a nice walk in closet and easy to care for commercial grade luxury vinyl plank flooring. The level lot makes it so easy to walk back and forth from the dock and the house every time you forget something to bring on the boat for a day on the lake. On cooler evenings, you’ll love to sit under the stars and warm up at the firepit. Everything you see in the home, including the well-equipped kitchen, will convey with the exception of the Golden Tee machine and the seller’s personal items. Talk about Move-In Ready ---- just bring your clothes and personal items and you’re ready to hit the lake.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $4,041 | $4,037 | $5,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.