Welcome to the inviting Cypress Bay townhomes community, where every detail is designed to enhance your living experience. Price Reduced to $280, 000. As you drive up the driveway, you'll be greated by beautiful light stone pavers. Step through the front door into the foyer, and you'll immediately be captivated by the spacious open floor concept that seemlessly integrates the kitchen, dining room, and living room and half bath. This layout creates a welcoming atmoosphere, perfect for entertaining guests or simply enjoying time with family. In the heart of the homes, you'll find the well-appointed kithcen, complete with modern stainless appliances and ample counter space. Conveniently tucked away in the far corner is a new washer/dryer included, providing added convenience for your daily chores. 2 Master bedrooms with Full baths on seconded floor with walk in closets. Spacious backyard with a porch to grill and enjoy the out doors! One large 1 car gargage with addtional shelving and attic space for addtional storage. Park 1 car in garage and 2 car in long extended driveway. Additional assigned parking if desire w/ HOA! Next to Epic Theater, Planet Fitness, Dunkin Donut and the beach is 7 minutes away and Downtown historical St. Augustine is 5 minutes! Central location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,361 | $1,361 | $1,770 |
Total Monthly Payment | $1,665 | $1,665 | $2,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.