Welcome to 15 Newpoint Road, a stunning home located in the highly sought-after Newpoint subdivision. This beautiful two-story residence boasts three spacious bedrooms and two and a half baths, making it perfect for anyone looking for a bit of extra space. Situated in a picturesque waterfront community, this property offers access to a deepwater dock, perfect for boating enthusiasts or anyone who enjoys spending time by the water.
As you step onto the welcoming front porch, you'll immediately feel at home. The main level features hardwood floors that lead you through a bright and open living room and dining room, a cozy sitting area/den and a kitchen that is a chef's dream, complete with a large island, gas oven range with electric oven, and plenty of counter space for meal prep and entertaining. The open layout ensures that the kitchen remains the heart of the home, perfect for gatherings and dinner parties.
The large primary suite is a true retreat, offering ample space and a beautiful primary bathroom with dual sinks. Also on the second floor are two large bedrooms plus a small bunk room which could be a nursery or home office. Additional features include a screen porch, ideal for enjoying your morning coffee or evening relaxation, and an in-ground pool, perfect for cooling off during hot summer days. The detached two-car garage provides plenty of storage and convenience. Don't miss out on the opportunity to call this incredible property your home.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,920 | $719,920 | $719,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,669 | $4,610 | $6,321 |
Total Monthly Payment | $4,761 | $4,702 | $6,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.