Nestled in the heart of St. Augustine Beach lies Coquina Gables, that quintessential beach neighborhood of yesterday, that’s now so cool because there is no way to replicate that vibe today. The mature canopy of trees, the closeness of the ocean, and the laid-back community with no HOA regulations make this one of the sweetest beachside neighborhoods on the northeast coast. Even more enticing is this nearly new custom-built home, located just four blocks from the beach. Designed for modern beach living, it features a spacious, light-filled living area that opens to a fully fenced backyard, offering both privacy and plenty of space to relax or entertain. The gourmet kitchen, bathed in natural light, is a delight for any home chef, making meal prep as enjoyable as the meals themselves. Upstairs offers three bedrooms, two bathrooms, and a flexible study nook off the master suite—perfect for Zoom meetings, creative projects, or a peaceful yoga sanctuary. This remarkable home has it all: a prime location in a sought-after neighborhood, a spacious layout ideal for a primary residence, a private outdoor area with space for a pool, and an almost-new feel due to its minimal use. A rare find, in an area with gorgeous beaches, restaurants, shopping, and minutes to historic downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$820,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $656,000 | $656,000 | $656,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,255 | $4,200 | $5,760 |
Total Monthly Payment | $5,091 | $5,036 | $6,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.