Located in the popular and convenient PINE LAKES Subdivision, this home is ready to go! All the furnishings are included, even the washer and dryer, linens and dishes. This could be a perfect investment property for those attending or working at Embry Riddle or Daytona State. Located in the center of Daytona Beach and close to the ocean and the speedway. With 3 bedrooms and 2 full baths, living room and family room/den and a separate dining room, this provides plenty of space for an "at home" office or game room/tv room. The large backyard with the new white vinyl fence provides privacy and space for pets and family get togethers. The back porch is completely screened in and has a beautiful plank tile flooring and ceiling fan. The kitchen is the heart of the home with a backyard view and a counter top for extra seating. You can observe the pride in ownership from adding insulation including over the garage to a new pump for the irrigation system, freshly painting the exterior of the house and replacing the electrical panel, water heater and HVAC system that includes a transferrable preventive maintenance contract. The roof was replaced in 2011. The windows and sliding door were updated in 2007. There is no HOA in this community, but it is apparent that all the property owners maintain and improve their properties. The owner is moving back north and is ready to pack her bags. Make an appointment today to check out this lovely home.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,600 | $267,600 | $267,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,669 | $1,626 | $2,115 |
Total Monthly Payment | $1,779 | $1,736 | $2,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.