One or more photo(s) has been virtually staged. Move-In ready 4 Bedroom, 3 Bath, 3-Car Garage Pool Home in highly desired East Lake Ridgemoor! NON-Flood Zone, High and dry, stood strong through recent storms. Additional Office/Bonus/5th Bedroom option! Over $50, 000 in UPGRADES! NEW Upgrades include: NEW HVAC with UV light sanitation (2024), NEW Energy Impact Windows (2023), Appliances including double oven with Air Fry Range, Dishwasher, Refrigerator, Washer/Dryer, Water Heater, and Water Softener with Whole-house Filtration (2022). The Primary Bedroom Suite offers a huge walk-in closet, private contemporary bath with soaking tub and separate shower, and sliders leading out to the pool. Beautiful Kitchen with expansive granite counters and ample soft close cabinets and drawers. Great home to entertain! Featuring: a Wood-Burning Fireplace in the huge cathedral ceiling family room with Wet Bar and new Wine Refrigerator. Incredible outdoor living area with Heated Pool and Spa, with a Pool Bath, and Large Fenced-In yard. GATED Community! Zoned for TOP RATED Schools! Enjoy pickleball, tennis, and basketball at the nearby Ridgemoor Central Park! Near shopping, dining, John Chesnut state park, many golf courses and the gulf beaches. 6-12 Month Lease-Purchase Option Available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$909,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $727,200 | $727,200 | $727,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,717 | $4,656 | $6,385 |
Total Monthly Payment | $5,692 | $5,631 | $7,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.