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1653 Porters Point Road, Colchester, VT, 05446 | $525,000
Discover the enjoyment of living in a recreational community adjacent to Lake Champlain. This cozy ranch home is set back from the road, privately situated on a tree-lined lot with a spacious yard. Enjoy one-level living with 3 bedrooms and 2 bathrooms, along with deeded lake access and mooring rights just across the street. You'll appreciate the open living room with a cozy wood fireplace, a separate dining area, and a charming kitchen featuring natural wood cabinetry and hardwood flooring throughout. Situated on Porters Point in outer Malletts Bay, this home offers a haven of recreation for an active lifestyle, including easy access to Airport Park, Thayer Beach, the bike path and causeway, and multiple boat launches and marinas. Conveniently located within 15 minutes of downtown Burlington, you'll have quick access to city amenities while enjoying the delights of lake living. Please note: The listing agent is related to the seller.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch,Single Level
- Year Built: 1965
- Garage: 2-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Concrete,Full,Sump Pump,Unfinished
- Approx Sq. Feet: 1,320
- Acreage: 0.74
- Est. Taxes: $5,840
- Lot Desc: Beach Access,Lake Access,Level
- Elem. School: Porters Point School
- Middle School: Colchester Middle School
- High School: Colchester High School
- School District: Colchester School District
- MLS#: 5009447
- Website: https://www.raveis.com
/prop/5009447/1653porterspointroad_colchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/8/2024Listing courtesy of Element Real Estate Phone: 802-497-2575
Listing Agent: Jessica Laffal
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1653 Porters Point Road, Colchester, VT, 05446
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,830 | $2,759 | $3,542 |
| Total Monthly Payment | $3,409 | $3,338 | $4,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484