Now is your chance to own this delightful 2-bedroom YEAR -ROUND waterfront cottage on Sunset Lake, where every day feels like a vacation. 100'+ of WATER FRONTAGE & Private Sandy Beach. The open-concept design maximizes space and provides stunning lake views. Timeless finishes are scattered throughout this 1946 abode and are sure to make you smile; from the beautiful wide plank wood floors, original glass door knobs, built in kitchen table, and plentiful amounts of seating (indoors and out). Notable features; Bedrooms are similar in size (8x10), Living room (15x20) has a gas stove for those chilly New England days, fully functioning kitchen with newer appliances, stackable washer and dryer. Exterior; House and Shed have been repainted, Owners have transformed the yard by rebuilding the stone wall in the beach area, hardscaping and removing trees. Installing a new dock is permitted but there isn't one currently. Additional deeded parcel provides ROW to the lake- BK 4828 & Page 0144 . Perfect for both relaxation and entertaining , this property is a true gem on the water. Selling As-is. Delayed Showings, showings begin at Open House Sunday 8/18/2024 from 11 - 1p.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,263 | $4,259 | $5,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.