Welcome to this charming and completely turn key home in the heart of Commack, NY! This beautiful 3 bed, 1. 5 bath residence is the epitome of comfortable living. As you enter, you're greeted by a welcoming foyer that leads to open and spacious living areas. The updated kitchen features granite countertops, stainless steel appliances, a pantry for extra storage, and ample cabinetry. Enjoy meals in the formal dining room, or unwind in the large living room, perfect for entertaining. The cozy den off the kitchen opens to sliders that lead to a stunning stone patio and a spacious backyard. Upstairs, the primary bedroom offers a walk in closet, and two additional bedrooms and a full bath finish the level. The home also features a full basement with laundry and ample storage. The property is beautifully situated on a corner lot, with incredible curb appeal featuring a large cherry tree as a focal point, a welcoming front porch, and inground sprinklers to maintain the lush landscaping. Additionally, a one car attached garage with additional loft storage, CAC, Hardwood Floors, Hi Hats, and Custom trim are some of the many upgrades in the home. Located in the highly sought after Commack School District, this home is a must see! Don't miss your chance to own this gem in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,176 | $1,176 | $1,176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,641 | $4,735 |
Total Monthly Payment | $4,909 | $4,909 | $6,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.