Nestled on an expansive 0. 82-acre lot, this charming Colonial style home in Vernon offers the perfect blend of space, comfort, and convenience. With 4 bedrooms and 1 full and 2 half bathrooms, this home is ideal for those seeking room to grow and entertain. Enjoy the beauty and durability of hardwood flooring throughout the home and central air, adding a touch of warmth and elegance to every room. The inviting living room features a large picture window that floods the space with natural light, complemented by a cozy fireplace, making it a perfect spot to relax. With a great flow from the living room, the dining room is ideal for entertaining guests or enjoying family meals. The well-appointed kitchen boasts granite countertops and updated cabinets, providing both style and functionality. Adjacent to the kitchen is an additional sitting room, offering a versatile space for casual gatherings or quiet moments. The home includes 4 bedrooms, with the primary suite featuring a half bath and two closets for added convenience. The unfinished basement offers a fantastic opportunity to create additional living space, whether you envision a home office, gym, or playroom. The flat, expansive lot is perfect for creating your own outdoor oasis. A patio is already in place, ideal for grilling and enjoying outdoor meals. Located in a prime location with easy access to I-84, this home provides the tranquility of suburban living with the convenience of being close to local amenities.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.3 x 12.1 | Upper |
Bedroom 2 | Hardwood Floor | 11.7 x 15.5 | Upper |
Bedroom 3 | Hardwood Floor | 9.1 x 11.1 | Upper |
Dining Room | Hardwood Floor | 11.7 x 10.3 | Main |
Family Room | 24.2 x 11.7 | Main | |
Full Bath | Tub w/Shower,Tile Floor | 8.6 x 7.7 | Upper |
Half Bath | 5.1 x 5.3 | Main | |
Kitchen | Granite Counters | 11.7 x 16.2 | Main |
Living Room | Fireplace,Hardwood Floor | 12.3 x 21.6 | Main |
Primary BR Suite | Half Bath,Hardwood Floor | 17.1 x 11.5 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,816 | $2,396 |
Total Monthly Payment | $2,456 | $2,430 | $3,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.