One or more photo(s) has been virtually staged. Owner says - "Get it SOLD"!!!! Feel like living in the country yet you are right in the middle of it all, Arbor Oaks is an aptly named community centrally located in Bradenton - not that far from the world-famous beaches or the ever expanding dining and working options of downtown Bradenton. The feature you will build your home around are the soaring wood ceilings in the spacious kitchen that open to a huge Great room space and your new primary suite located on the First Floor. Luxury Vinyl floors are throughout the unit giving you that seamless base to begin with - adding your own HGTV approved touches here will be a great investment. Step upstairs to 2 spacious bedrooms highlighted by the vaulted ceilings enhancing the charm of the spaces. A huge covered lanai and nice outdoor space sits behind this south facing lot - outdoor living defined! Arbor Oaks features a community pool, yard maintenance and a nice cable TV package in your HOA. Very close to shopping, GT Bray Park and HCA Blake Hospital and many medical facilities. When you see it in person, you'll know why this house will become your Home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,898 | $2,842 | $3,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.