This inviting two-bedroom, one-bathroom home offers cozy living with endless possibilities. Set on a spacious double corner lot, the property features an eat-in kitchen, a stone fireplace, and a screened porch—perfect for enjoying the peaceful surroundings. The finished basement includes an additional bathroom and a wood-burning stove, ideal for those chilly days. While the home is in need of updates, it is fully functional and ready to be enjoyed as is. Enjoy the convenience of being within walking distance to picturesque waterfalls, Mountain lake, and forest trails. Plus, you're just minutes away from the Bethel Woods Center for the Arts, casino, water park, antique shops and lake side dining. This is an excellent opportunity to own a piece of tranquility in the vibrant Smallwood community which offers for a small annual fee access to tennis courts, basketball and baseball courts, lake beach and a heated pool. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,212 | $1,196 | $1,517 |
Total Monthly Payment | $1,437 | $1,421 | $1,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.