*** Ask about the 100% financing for first time home buyer if qualified *** Don’t miss the opportunity to afford living in the sought out Victoria Oaks neighborhood. Welcome to the Glenwood model by Dr Horton, home enhances space and flow throughout. The living areas feature durable ceramic tile flooring, perfect for high-traffic zones. Its kitchen, a culinary delight, is outfitted with stainless appliances, elegant granite countertops, beautiful backsplash, updated and modern light fixtures, and a roomy pantry, ensuring both functionality and style. The primary bedroom suite is a spacious retreat, complemented by a large walk-in closet. The ensuite bathroom comes with dual sinks set in granite countertops and a spacious walk-in shower. Home also includes a convenient interior laundry room, and a spacious 2 car garage. The sliding door leads to a screened in lanai allowing for outdoor freshness and breeze without pesky insects/flies and wonderful space to relax in and an ample size fenced in yard. Front door is a keyless entry with multiple combination capabilities. As for amenities, doesn’t get better than this, includes a large pool with outdoor furniture, cabana, picnic area, sand volleyball, and playground attached and let's not forget your FREE gym membership on site included. HOA covers High-Speed Internet, Cable TV, Irrigation with Reclaimed Water, and use of Common Facilities which makes financial sense. The homes is also equipped with a water softening system which is gentle on the skin, hair and clothing. Also, save thousands of dollars in energy cost with solar panels included in the purchase. The neighboring community and neighborhood, Victoria Hills offers a Golf Course, clubhouse with dining options, Victoria Commons shopping, and Advent Health medical facilities for your convenience. This home is a turnkey solution for those seeking comfort, style and affordability.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,701 | $2,213 |
Total Monthly Payment | $2,191 | $2,145 | $2,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.