Experience the pride of ownership in this meticulously maintained home within the 55+ community of On Top of the World! In pristine condition, the all electric home features 2-bedrooms and 2-baths with an additional den/office that features a closet– the perfect potential space for a 3rd bedroom! The home features spacious rooms with high ceilings, elegant crown molding throughout, and plantation shutters, offering a touch of sophistication. With no carpet to worry about, the home offers ease of maintenance. Recent upgrades include a new garage door opener and a remote garage screen, as well as brand new ceiling fans throughout for added comfort. The kitchen island and patio carpets are included, enhancing the functionality and charm. A fully enclosed lanai (partially under heat and air) provides a wonderful space to enjoy a quiet morning coffee or drink in the lovely Central Florida weather. Additional features include gutters, downspouts, and a sliding screen on the entrance door. New roof to be installed by sellers within the next few months! On Top of the World offers a wealth of amenities including indoor and outdoor pools, a full gym, pickleball and tennis courts, shuffleboard, an activities center, softball field, a workshop, entertainment center, and restaurants. Educational opportunities abound with the “Master the Possibilities” program, making it easy to find and explore new hobbies and topics. Conveniently located, this community provides easy access to banks, medical facilities, restaurants, and grocery stores. Shalom Park is also nearby, offering plenty of walking trails and a stunning koi pond to enjoy year-round!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,839 | $2,361 |
Total Monthly Payment | $2,039 | $2,016 | $2,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.