LOCATION! LOCATION! LOCATION! Highly Desirable Punta Gorda Isles! Sailboat Lot Pool Home! Envision this charming 3-bedroom, 2-bathroom pool home, located on the water in the desirable Punta Gorda Isles sailboat section, minutes to the harbor and village, as your Chasing Summer Dream! Discover and unleash your inner Chip and Joanna Gaines! It is brimming with potential! Situated on a desirable sailboat lot with no fixed bridges, this property is perfect for boating enthusiasts and those looking to explore the Gulf with ease. The home features a spacious living space, and while it may require some updates, its prime location and solid structure provide a perfect canvas for your dream waterfront retreat. The large living room provides ample space for relaxation and entertainment, while the kitchen overlooks the pool and tranquil water views. Each bedroom is generously sized, offering comfort and privacy, and the bathrooms are spacious and ready for your touch. As you step outside, you'll find a private in-ground pool, ideal for relaxing and enjoying the Florida sunshine. The oversized lot and concrete seawall offer plenty of space and security for your boat, with easy and quick access to Charlotte Harbor. The attached 2-car garage provides a new garage door code box, the included washer and dryer and ample storage for vehicles and watercraft. With its close proximity to downtown Punta Gorda, this home is in a fantastic location, offering easy access to shops, dining, and entertainment. Whether you're looking to renovate and create your perfect home or invest in a property with endless potential, this is an opportunity not to be missed.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,870 | $3,787 |
Total Monthly Payment | $3,371 | $3,329 | $4,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.