Under contract-accepting backup offers. Rare Find, St. Joe Duke offering 3 BD/ 2 BA on an executive homesite with a Pool, an oversized 26’ x 20’ garage overlooking a pond & conservation area in the 55+ Victoria Gardens neighborhood. Recent updates include a New Roof, A/C system, water heater & Double Pane windows all in 2020. As you enter the foyer, you will notice the attention to detail w/ crown molding, 5” baseboards & decorative ceramic tile in the formal dining & living room areas. Ceramic & porcelain tile floors flow throughout entire home, no carpet! Gourmet kitchen is a chef’s dream featuring “soft close” Cherry wood cabinets w/ crown molding, under cabinet lighting, PULL OUT SHELVING, tile backsplash, exterior glass block inserts for natural light, electric wall oven, natural gas cooktop, granite countertops, built-in desk, 2nd cabinet pantry & a large breakfast bar. The 17’ x 21’ family room is in the heart of the home offering strip lighting, electric floor plug, crown molding, a ceiling fan & a view of the pool & conservation area through the triple sliding glass doors. Spacious primary suite provides the personalized touches such as a French door to the screen enclosed covered patio, porcelain tile floors, ceiling fan, 2 walk-in closets, raised height granite double vanity, walk-in shower w/ frameless glass enclosure & jetted tub. The 30’x 36’ screened enclosed covered patio has 2 remote controlled awnings, fountain, ceiling fans, natural gas connection for a future outdoor grill & a 14’ x 28’ POOL. You will enjoy relaxing or entertaining on the large lanai with a natural conservation view. The 26’ x 20’ garage provides that extra room for a golf cart or work bench & shelving for additional storage space. Home offers a security system & gutter downspouts around perimeter. All appliances stay. Victoria Gardens residents have their own Private Clubhouse. HOA fee includes total lawn care, cable TV, high speed internet, and reclaimed water for lawn irrigation. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour. This is truly Florida living at its finest!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,551 | $2,551 | $3,319 |
Total Monthly Payment | $2,892 | $2,892 | $3,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.