Welcome to this serene retreat nestled in the heart of New Port Richey! A RARE OPPORTUNITY with ZERO downpayment and ZERO closing costs with an assumable FHA loan at 5. 75%! This meticulously maintained 2-bedroom, 2-bathroom, 1-car garage block home is a testament to comfort and tranquility, boasting 1, 211 sq. ft. of living space.
Situated on a generous lot that backs up to 16 acres of untouched land, this property offers unparalleled privacy and stunning wooded views right in your backyard. No rear neighbors ensure peace and quiet in your own slice of paradise.
Conveniently located just off SR54 and US19, commuting is a breeze. Plus, with Anclote Key Preserve State Park just a short drive away, outdoor adventures await!
Step inside to discover an inviting interior featuring an updated kitchen with stainless appliances, wood look tile flooring, and ample natural light throughout. Relax and unwind on the covered front porch or retreat to the enclosed rear patio, perfect for entertaining guests or enjoying a morning coffee.
Additional highlights include a 2019 roof and HVAC system for peace of mind, as well as a well-maintained above ground pool with a deck, offering a refreshing escape on warm Florida days. The backyard oasis also boasts a shaded seating area under the pergola and a large storage shed for added convenience.
Don't miss out on the opportunity to make this New Port Richey jewel your own! Schedule your showing today and experience the perfect blend of comfort, convenience, and natural beauty.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$294,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,550 | $1,990 |
Total Monthly Payment | $1,724 | $1,704 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.