One or more photo(s) has been virtually staged. *POST HURRICANE UPDATE* This property had ZERO wind or flood damage. Know this property can take up to 100mph winds and the roof, solar panels, and surrounding trees all stay in place with no problems. This beautiful single story residence, you can call HOME! This is a beautifully renovated 3-bedroom, 2-bathrooms and 1 car garage is ready for you to move right in with fresh interior paint throughout. You will enjoy new vinyl flooring throughout the house! There is NO carpet in this house! The kitchen has been renovated about 4 years ago with granite countertops, high-quality solid wood cabinetry, and newer stainless steel appliances. All of the windows have been replaced about 5 years ago. Large and open living room that boasts double french doors to a space ideal for a third bedroom or a home office. Additionally, the whole property is totally fenced, AC (2020), Home features low electric bills due to the Solar panels that are already paid off (9/2022) an a brand New Roof (4/2022). Located in a great Golf Cart Friendly Neighborhood with NO HOA, NO Flood zone!! Just 8 minutes from downtown New Port Richey and near the James Grey Preserve, just a short walk to Gulf High School and offering easy access to restaurants, parks & beaches and close to active downtown New Port Richey. Come see this gem today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,687 |
Total Monthly Payment | $1,566 | $1,564 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.