Welcome to this beautiful 2-bedroom, 2-bathroom half duplex/villa located in a vibrant 55+ neighborhood. The SOLAR PANELS ARE PAID OFF and generate over $1000 worth of energy annually, directly slashing your utility bills and promoting economic efficiency. This home boasts an open floor plan with split bedrooms, perfect for comfortable living and entertaining.
The heart of the home is the oversized kitchen island with stainless steel appliances and a natural gas stove. The 42-inch solid wood cabinets provide ample storage, and the huge island is perfect for meal prep and casual dining.
The master bedroom is generously sized, featuring a walk-in shower, dual sinks, and a spacious walk-in closet. Enjoy the convenience of inside laundry and a gas water heater. Ceiling fans throughout ensure a comfortable environment year-round.
Step outside to the large screen room, equipped with roll-down shades and custom tile, overlooking the fenced private backyard—an ideal spot for relaxation. Newer gutters and downspouts.
The community offers a resort-style living experience with three ponds and lake access to Live Oak Lake, complete with a dock for fishing. Amenities include a clubhouse, dog park, fitness center, gated security, park, playground, pool, sidewalk trails, and tennis courts. There is also a community garden and sidewalks
Don't miss the chance to live in this beautiful community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,808 | $2,332 |
Total Monthly Payment | $2,239 | $2,237 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.