2419 Datura LOOP, Saint Cloud, FL, 34772 | $340,000

Welcome to this beautiful 2-bedroom, 2-bathroom half duplex/villa located in a vibrant 55+ neighborhood. The SOLAR PANELS ARE PAID OFF and generate over $1000 worth of energy annually, directly slashing your utility bills and promoting economic efficiency. This home boasts an open floor plan with split bedrooms, perfect for comfortable living and entertaining.
The heart of the home is the oversized kitchen island with stainless steel appliances and a natural gas stove. The 42-inch solid wood cabinets provide ample storage, and the huge island is perfect for meal prep and casual dining.
The master bedroom is generously sized, featuring a walk-in shower, dual sinks, and a spacious walk-in closet. Enjoy the convenience of inside laundry and a gas water heater. Ceiling fans throughout ensure a comfortable environment year-round.
Step outside to the large screen room, equipped with roll-down shades and custom tile, overlooking the fenced private backyard—an ideal spot for relaxation. Newer gutters and downspouts.
The community offers a resort-style living experience with three ponds and lake access to Live Oak Lake, complete with a dock for fishing. Amenities include a clubhouse, dog park, fitness center, gated security, park, playground, pool, sidewalk trails, and tennis courts. There is also a community garden and sidewalks
Don't miss the chance to live in this beautiful community!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,261
  • Acreage: 0.1
  • Est. Taxes: $4,253
  • HOA Fee: $485 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4931632
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/P4931632/2419daturaloop_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 4:17:09 PM)
Listing courtesy of KELLER WILLIAMS REALTY SMART 1   Phone: 863-508-3000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2419 Datura LOOP, Saint Cloud, FL, 34772

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $354 $354 $354
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,810 $1,808 $2,332
Total Monthly Payment $2,239 $2,237 $2,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.