***Price Improvement!*****You are going to fall in love with this beautiful home and adorable quiet coastal community in Oldsmar which is an activity lover’s haven. Walk, bike or drive your golf cart past waterfront parks to 609 Shore Dr. E where you will find this fantastic home with great partial views of Tampa Bay. This bright and open house will be your favorite place to ever call home. This three bedroom and two bathroom spacious residence boasts two very large living/family rooms, with updated kitchen and bathrooms. Imagine enjoying your morning coffee from your front patio and gazing at the serene bay where you may even catch a glimpse of dolphin. While in your open concept kitchen, you can stay connected to your family and guests through the open view to the back family room with a stunning fireplace as its focal point. Continue on to the very large screened in porch which overlooks a oversized tropical oasis fenced back yard with tons of privacy, storage, and beautiful landscaping. Leave your worries aside because this property has many recent upgrades such as: Roof 2020, Brand new electrical 2020, AC 2018, hurricane rated garage door 2018, double pane windows, oversized driveway with new pavers with plenty of room for water toys and RV parking/hookup. This active, no HOA community offers nature trails, basketball, pickleball, beach volleyball and tennis courts as well as multiple playgrounds all while just a short drive to the Tampa and Clearwater airports as well as award-winning beaches, shopping and dining. Don't miss out! Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,600 | $387,600 | $387,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,355 | $2,355 | $3,063 |
Total Monthly Payment | $2,789 | $2,789 | $3,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.