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2504 High Oaks LANE, Lutz, FL, 33559 | $585,000
ASSUME THIS VA LOAN WITH 3. 99 INTEREST RATE AT ROAM AND SAVE HUNDREDS MONTHLY. THIS PROGRAM IS AVAILABLE TO VETERAN BUYERS ONLY. INQUIRE WITH THE LISTING AGENT FOR MORE DETAILS.
THIS HOME CAN BE PURCHES WITH CASH, CONVENTIONAL AND FHA LOANS AS WELL!
NEW YEAR - NEW HOME! This spacious home sitting on a half-acre lot can be yours! This is the only home of its kind that you can find for under $600k in the sought after town of Lutz. Move in Ready but the price reflects the improvements that can be made. This home is perfect for a large family, small family or multigenerational family! The split floor plan and open rooms let you choose.
The roof was replaced in 2022. The AC and water softener have been well maintained according to the owner. The electric is updated. The home has been recently painted inside and out. The septic and well were inspected 2 years ago and reports are available. The sprinkler was never used and is not in working condition. The windows and sliding doors are original.
There is a beautiful stone-faced wood burning fireplace in the living room and with the high ceilings, it makes for stunning holiday events! The large screened in rear porch has a pass-through window to the kitchen with seating for two and a working sink. The back yard is huge, fenced in and has a fire pit for cooler evenings and an open deck for grilling. The oversized 2 car garage has a workstation with additional electric and lighting and it's Air-Conditioned! The side fence opens to a concrete pad for a boat, RV or any of your cars or trucks. There is also a shed attached to the home for yard tools, bikes or anything else you can think of. This lovely neighborhood is lined with mature trees and lush landscaping. The schools from Elementary to High School all have a GreatSchools Rating which is a big plus for parents raising a family! It's approximately 15 minutes to Tampa City and 25 minutes to Tampa International Airport. Please refer to the Sellers Property Disclosure for more information. Contact your Agent for a showing.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 125 x 175
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1981
- Garage: 2-car Driveway, Garage Faces Side
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,364
- Acreage: 0.5
- Lot Size: 125 x 175
- Est. Taxes: $654
- Lot Desc: Landscaped, Oversized Lot, Sidewalk
- Elem. School: Chiles-HB
- Middle School: Liberty-HB
- High School: Freedom-HB
- Appliances: Dishwasher, Ice Maker, Range, Refrigerator, Water Softener
- MLS#: U8248080
- Days on Market: 159 days
- Website: https://www.raveis.com
/prop/U8248080/2504highoakslane_lutz_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY- PALM H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2504 High Oaks LANE, Lutz, FL, 33559
$585,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,153 | $3,193 | $4,045 |
| Total Monthly Payment | $3,299 | $3,339 | $4,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388