16 Church Avenue, Roscoe, NY, 12776 | $399,000

An unexpected oasis just off a quietly bustling street, The Van Dyke offers a wilderness cure while still being connected. The home was built around 1920, on the site of the current Roscoe Central School. In 1939, it was moved to its current hilltop location and has been immaculately maintained ever since. This recently restored home is a short walking distance to Roscoe's charming row of restaurants and fly shops and is under two hours from New York City. The home's current, and only third, owner worked with an old home expert to both modernize and restore the structure's original character. He then added a layer of antique pieces and different textures that lean into the Catskills lodge style. All furniture and contents, with the exception of artwork and personal items, are included in the sale of The Van Dyke, making this truly a turnkey home. The first floor is anchored by a sunny living room with its cozy wood stove. Next is a formal dining room, where layers of old wallpaper have been left exposed as a design nod to the home's history. A retro kitchen offers ample space for home chefs while guests serenade from the foyer's piano. A full, and fully renovated, bathroom and an adjacent bonus space (perfect for working from home or as an Airbnb owner's room) round out the first level. An art-filled stairwell leads to three second story bedrooms and a full shared bathroom. Down the basement stairs, there is an infrared sauna and loads of storage space, along with multiple workshop areas and a one-car garage. A flat roof patio reminiscent of city rooftops extends from the dining room, ideal for sunbathing, grilling and dining al fresco. The grounds are lush with hostas and wildflowers and additional dining in the shade. This retreat offers the best of both worlds - a basecamp for all your outdoor adventures without sacrificing access to restaurants, shops and essentials. Surrounded by forests and rivers, numerous fishing spots, swimming holes and hiking trails, this location is ideal as a weekend getaway, co-primary home or full time residence. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,

Features

  • Amenities: Sauna
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Farm House
  • Year Built: 1920
  • Heating: Oil, Radiant, Steam
  • Cooling: None
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 2,102
  • Acreage: 0.55
  • Est. Taxes: $4,583
  • Lot Desc: Part Wooded, Sloped, Views
  • View: Mountain(s)
  • Elem. School: Roscoe Central School
  • Middle School: Roscoe Central School
  • High School: Roscoe Central School
  • School District: Roscoe
  • Appliances: Dryer, Refrigerator, Washer, Oil Water Heater
  • MLS#: H6320845
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/H6320845/16churchavenue_roscoe_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Anatole House LLC   Phone: 845-943-4177

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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16 Church Avenue, Roscoe, NY, 12776

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $382 $382 $382
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,122 $2,692
Total Monthly Payment $2,608 $2,579 $3,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.