1st time on the market this beautifully kept home has been lovingly cared for and it shows! From the moment you pull up the gardens will delight. And all easy care as perennials come back every year! Picture yourself relaxing on the shaded front porch, say hi to the neighbors that walk by! Step inside, ceilings are almost 10' high creating a warm yet open feel to the main living space! Radiant heat in the floor here means warm cosy feet in the dead of winter! The open kitchen dining living room has a large island, currently used for storage, though originally designed as a breakfast bar, use as is or take out the cabinetry and have the sitting area back! If you like to entertain, this room is made for you! Did I mention that it opens to a sun room. Yep and you have a choice of additional heat, a pellet stove in the living room, a wood stove in the sun room. Down the hall you'll find the primary bathroom, the full bath with jetted tub, another 2 bedrooms and an additional 3/4 bath. An additional feature of this home is a heated workshop area. But let's check out the back yard. So private and meant to be enjoyed. The pergola is perfect to sit under and listen to the sounds of the water fountain and pond that is the featured part of this yard, set amongst the many perennial gardens, trellis and in view of the cozy shed. A she shed, man cave or crafting house. You have to come see this house to appreciate its beatury and character!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $421,694 | $421,694 | $421,694 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,562 | $2,562 | $3,333 |
Total Monthly Payment | $3,035 | $3,035 | $3,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.