This beautiful ELKRIDGE model shows like a new home and is one of the nicest offered in a long time. Entering through the beveled glass front door, you will see that upgrades and conveniences abound. 2 Bedrooms with a DEN. . The DEN has decorative glassed French doors along with crown molding. The kitchen boasts stainless appliances (2018-19), 36" upper cabinets and quartz countertops. Custom window cornices. Windows were replaced in 2018. The laundry is indoors. ROOF 2020 HVAC 2013 Water heater replaced in 2020 and pipes were replaced in the attic and walls (proactively) in 2024. Baths have raised vanities, comfort height toilets and a recently installed custom glass shower door by Kenny Berry in the master bath. Aluminum overhead retractable screen garage door. AND. . . in 2020 the owners installed a GENERAC Whole House Generator, 22KW with a 220 Transfer Switch. That's not all. . . . you must see this home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,400 | $276,400 | $276,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,837 | $2,351 |
Total Monthly Payment | $2,159 | $2,110 | $2,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.