PRICE REDUCED! BOND PAID! NEW ROOF (2022)! Don’t miss your chance to own a beautifully UPDATED 3/2 “Gardenia” in the CENTRAL village of Duval. Located precisely in the middle of Lake Sumter Landing and Brownwood Paddock Square, and just a few blocks to County Road 466A with shopping, dining, medical, banking, and more; this home is as CONVENIENT as it gets! The exterior features a PAVED drive and walkway with low-maintenance rock landscaping and rain gutters on all sides. This popular designer model showcases an OPEN FLOOR PLAN that creates a spacious and inviting atmosphere, perfect for both everyday living and entertaining. Step into gorgeous EAT-IN KITCHEN with tile flooring, Corian® countertops (recently professionally polished), glass tile backsplash, updated stainless appliances, a generous breakfast bar, and an added COFFEE/WINE BAR with additional cabinets and a separate wine cooler. The living and dining areas boast VOLUME CEILINGS with recessed lighting. ENGINEERED HARDWOOD flooring offers both comfort and style, while the upgraded two-panel doors, CROWN MOLDING and PLANTATION SHUTTERS – each throughout the home – add a touch of luxury. Large sliding doors open to a GLASS-ENCLOSED LANAI with tile flooring and a MINI-SPLIT A/C unit, adding approximately 252 climate-controlled square feet to the already generous floor plan. The spacious primary bedroom, privately located in the back of the home, features engineered hardwood flooring, VAULTED ceilings, and DUAL walk-in closets. Sliding doors lead from the bedroom to the lanai, while the en-suite bathroom boasts TWO vanities, two sinks, and a tiled ROMAN (walk-in) SHOWER. Bedrooms 2 and 3 (one with a built-in closet, and one without) are located on the opposite side of the home, behind a pocket door. The guest bathroom includes a TILED shower/tub combination for added convenience. The 2-car garage boasts EPOXY flooring, added shelving, cabinets, and a workbench. The home also features FRESH PAINT throughout the interior. For added convenience, the laundry room room is fully equipped with a high-efficiency washer and dryer, upper cabinet storage, and a UTILITY SINK; and the lanai furniture, along with a new entertainment unit, conveys with the home. Some furniture pieces are negotiable, making this move-in-ready home even more appealing. Last but not least, the ROOF was replaced in September 2022, and the HVAC system in June 2018, offering peace of mind for years to come. The Village of Duval is conveniently located between County Roads 466 and 466A; only minutes away from BOTH Lake Sumter Landing Square and Brownwood Paddock Square; surrounded by popular recreation centers, including SeaBreeze Regional Recreation Center (0. 9 mi), Truman (1. 4 mi), Sterling Heights (1. 8 mi) & Colony Cottage Recreation Centers (2. 6 m); only a block to Duval Neighborhood Pool & Recreation Center; a short golf cart ride to DOZENS of Executive Golf Courses as well as Havana (2. 0 mi), Cane Garden (2. 2 mi), Evans Prairie (2. 5 mi), Mallory Hill (3. 1 mi), and Bonifay (3. 6 mi) Country Clubs and Championship Golf Courses; only minutes to either C. R. 466 or 466A with abundant shopping, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS BEAUTIFUL HOME, and CALL TODAY to schedule your Private Showing or Virtual Tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,646 | $2,578 | $3,326 |
Total Monthly Payment | $3,049 | $2,981 | $3,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.