One or more photo(s) has been virtually staged. *****Assumable mortgage*****. Roof new July 2024. A/C less than 4 yrs old. Kitchen cabinetry, Quartz Counters, Appliances all replaced 2023. Interior and Exterior painting completed 2023** This is a spacious 3/2. 1822 sqft of modern, light, bright open plan living. Room dimensions are generously proportioned, with each bedroom able to accommodate a queen bed or bigger plus other furniture. Good size closets with additional linen storage, large laundry room and good size pantry. This property offers a superb location with easy access to all Tavares, Mt Dora and Eustis amenities. Schools, shops, restaurants, events, lake life all within a short drive.
"Secure this home's 5. 99% assumable mortgage, save thousands annually, and close in 45 days when you work with Roam. Inquire with the listing agent for more details. "
Great community with all completed homes, access to Lake Saunders / private community fishing dock. Enjoy walks around the community and take in the views of the lake. Seller welcomes buyer agents and will consider buyer concessions if made in an offer.
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,394 |
Total Monthly Payment | $2,297 | $2,295 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.