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26 Vermont Avenue, Congers (Clarkstown), NY, 10920 | $675,000
Welcome to this stunning young colonial, built in 2005, nestled in the heart of Congers, NY. As you approach, embrace the inviting walkway that leads you to a stately brick colonial with a grand two-story entryway. This beautiful home is bathed in natural sunlight, creating a warm and welcoming atmosphere. The first floor boasts an open floor plan, seamlessly connecting the great room and kitchen. The kitchen is intelligently designed with custom cabinets, granite countertops, and professional-grade appliances, including a Wolf range with the added convenience of a pot filler. Radiant heat and hardwood flooring enhance the elegance and comfort of this space. Cozy up by the fireplace, a perfect retreat for the colder months ahead, and enjoy the inviting ambiance of this spectacular home. French doors from the great room lead to a tremendous two-tier deck. The second level of this home features a spacious primary bedroom complete with a walk-in closet and an ensuite bathroom. The primary ensuite offers a luxurious whirlpool tub, a walk-in shower, and radiant heating for added comfort. The upper level also includes three additional bedrooms and a main bathroom. The walk-out lower level is fully finished, boasting a fantastic wet bar in the family room, an office, a laundry room, and a heated one-car garage. Sliding doors provide easy access to the backyard, perfect for outdoor enjoyment. Located within the sought-after Clarkstown School District, this home is zoned for Lakewood Elementary and Clarkstown North High School. Enjoy the convenience of walking to Congers' shops, eateries, and parks, including scenic Congers Lake and Rockland Lake.
Features
- Town: Congers
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 2 half
- Laundry: In Unit
- Style: Colonial
- Year Built: 2005
- Garage: 1-car Attached
- Heating: Natural Gas, Baseboard, Radiant
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 1,823
- Acreage: 0.26
- Est. Taxes: $13,544
- Lot Desc: Near Public Transit
- Elem. School: Lakewood Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- Appliances: Trash Compactor, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: H6322013
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/H6322013/26vermontavenue_congers_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Vermont Avenue, Congers (Clarkstown), NY, 10920
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,129 | $1,129 | $1,129 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
| Total Monthly Payment | $4,814 | $4,810 | $5,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535