20 MINUTES FROM FLORIDA GULF COAST AND OVER 70 FEET ABOVE SEA LEVEL - This Spacious BRICK single-family Estate Home built by Mitch Underwood Construction in 1999 boasts four bedrooms and three and a half bathrooms. Located in Fairview Estates, a part of The Villages of Citrus Hills - a tucked away gem with one acre parcels and tree lined streets. As you enter the home, you will be greeted by a foyer that leads into the open-concept living and dining area, ideal for entertaining. The large windows throughout the home allow for natural light to flow in, showcasing the stunning views of the majestic landscaping and expansive screened lanai that is home to the custom heated swimming pool and spa for your year round swimming. Extra large kitchen with mood lighting, new extra deep sink, new faucet, new stainless steel range, microwave and refrigerator. The Extra Large Master Bedroom EnSuite has tray ceiling and mood lighting, two Generous walk-in closets and an En-Suite bathroom with walk-in shower, soaking tub and his and hers vanities. The Three Car Garage features an air-conditioned office - the perfect man-cave with an intercom, stainless steel utility sink and new fiberglass panels to protect the walls. Home has a 300 watt electric panel, surround sound system in the family room, intercom system, and the exterior of the home has many flood lights and couch lights. The 14 x14 BRICK Garden House has electricity and an outdoor sink; This mini house or shed has many uses for the avid gardeners or young imaginations. Exterior of the home has been primed and has two fresh coats of paint and most of the inside of the home has been freshly painted too. All new American Standard toilets, hot water tank, and smoke detectors. In 2013 the roof was replaced with fiberglass Owen Corning shingles and the A/C was replaced with 3 top of the line Trane systems which were serviced in June 2024. The HOA is $75 annually. For the avid golfer: there are two golf courses within a 5 minute drive, one of them being a PGA approved Golf course. This home is a 20 minute drive to the beautiful Crystal River, Seven Sisters Spring and Homosassa Spring which are great vacation/tourist destinations. This home has no risk of flooding - it is located in Flood Zone X and is a perfectly centralized location - around 1 hour and a half drive to: Orlando/Disney, Tampa.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,200 | $515,200 | $515,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,515 | $3,424 | $4,382 |
Total Monthly Payment | $4,141 | $4,050 | $5,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.