Welcome to this wonderfully renovated manufactured home in an awesome area of Clearwater! Located right next to Coachman Ridge Park, with walking trails leading to it, Alcove Mobile Home Park is a great community to call home! The park is full of walking paths, a swing set, tennis courts, and racquet ball courts! Great location for someone who is active, with access to the Dick Meisner trail, leading you to Safety Harbor! Oh, and even though the community doesn’t have a pool, you’re only ¼ of a mile from The Long Center, with a swimming pool and plenty of fitness classes, available at a discounted price with a Silver Sneakers Membership! The community is close to plenty of shopping, restaurants, and access to US-19 as well! The first thing you’ll notice upon coming to this home is the amount of parking! Three cars can comfortably park in the driveway, whereas many homes in the park can barely fit one car! This is a huge plus! This home was gutted down to the studs and has SO MANY updates. All new subflooring and laminate floors; double pane windows with new treated wood studs around windows; new hot water heater; new mini split AC system; completely renovated bathroom and kitchen; new PEX plumbing; and many more- we have a list available for your review with all of the updates as well as what years they were done. You’ll also notice the drywall throughout the home, removing the “trailer” feeling from inside the home. One thing you will notice is the second bedroom is missing a wall, making it more of a home office or den. This was done to accommodate the new mini split system, and you can easily add a new permanent or temporary wall in this space for when guests are visiting. Outside you’ll find a good size screened in lanai, plus an additional pad behind it for extended outdoor living space, perfect for your grill! The storage room inside the carport has plenty of storage space, as well as the washer and dryer. This home is sold furnished, with everything you need to move into the home! The HOA includes water, sewer, trash pick up for the low price of $190 per month. Keep in mind that this is a 55+ community and all buyers must be approved by the association. The community also features a shuffleboard court and a clubhouse. Oh, and you may be able to get FINANCING for this with one of our lender partners! If you’re interested, don’t wait- schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,920 | $103,920 | $103,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $691 | $691 | $876 |
Total Monthly Payment | $814 | $814 | $999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.